Bicycle Racing Insurance

NoWorries Bike Cover Logo

Bike Insurance for those who like to race.

NoWorries Bike Cover is bike insurance for serious cyclists.  That's why we offer cover for damage whilst in use and racing risk. 

Cover for Your Bike

If you elect to take our racing risk option we provide cover for any accidental damage to your bike that is caused whilst in use including competitive racing risk.  

Cover for You

You can relax knowing that when you're in the saddle you're covered by NoWorries Bike Cover's comprehensive bike insurance.  This includes our Personal Accident protection whilst riding or racing your bike.

NoWorries Bike Cover - Summary of Cover

Cover type

Standard Excess

Theft anywhere in the world


Damage whilst in use


Damage whilst in competition


New for Old Replacement (Under 12 months old)


Bike Accessories (Wheels, Pedals, Saddle etc)


Personal Accident up to $10,000


Theft or Damage whilst in Transit 



Note: We don't cover professional use which means competitive use of your bike for reward. 


Important Information - Additional Excesses

Additional Excess for Damage caused by Racing

In the event of a claim which is casued whilst racing there is an additional excess of $500 or 10% of the Sum Insured whichever is the lesser.

Additional Excess for Theft or Damage in Transit

In the event of theft of your bicycle or damage caused whilst in transit there is an additional excess of $500 or 10% of the Sum Insured whichever is the lesser.

100% Australian Owned & Operated

What else would you expect from NoWorries! We’re really proud to be 100% Aussie owned and operated.  Our call centre is based in Sydney and our team of bike insurance specialists are on hand to help you with your Bike insurance needs.