Bicycle & Cyclist Insurance

Bicycle Insurance that will make you feel like you’ve got No Worries!

We provide specialist bicycle insurance cover for cyclists and bikers everywhere.  So whether your thing is road bikes, mountain bikes, electric bikes or even recumbent bikes, we want you to ride with No Worries – that's why our great value bicycle insurance covers you whilst in use as well!

Our standard policy includes Theft & Accidental Damage cover (including whilst in use, Worldwide, Bike & Cycle Touring, (Racing Risk) and In Transit. We also cover your custom parts and accessories - you simply have to tell us about them when you apply or add them to your bicycle.  

For extra peace of mind we also provide you with Personal Accident protection whilst riding your bicycle.  

If your bicycle is under 12 months old then it's New for Old Replacement - it's all about letting you enjoy what you love more with great cover from NoWorries Insurance. Ride More & Worry Less.

NoWorries Bike Cover – relax, we cover all this stuff as standard!

What am I covered for?

Cover type

No Worries

Standard Excess

Damage whilst in use


Damage whilst in competition


Theft at the Home


Theft Away from the Home


Worldwide Cover*


New for Old Replacement (Under 12 months old)


Bike Accessories (Wheels, Pedals, Saddle etc)


Personal Accident


Theft or Damage whilst in Transit (Worldwide)


* If you have been insured with us for a minimum of 90 days we will extend you cover from anywhere in Australia to Worldwide.

Get a Quote

See what our customers say......

Michael, NoWorries Bike Customer Customer Rating Stars

"Customer Service that is second to none.  Emails are replied to either the same day or the next day at  the latest in a friendly and professional manner.  So impressed that I have no hesitation in recommending NoWorries Insurance to my fellow bike riding friends.  I am also going to notify Bicycling WA, who I'm a member of, that they add NoWorries Insurance to their list of recommended insurers."  

Anthony, NoWorries Bike Customer   Customer Rating Stars

"Great service - quick and prompt. Website was a breeze. Great product. Claims process is really easy and much better than our previous insurer." 

Darren, NoWorries Bike Customer   Customer Rating Stars

"No Worries Insurance made it so easy. Very simple, convenient process, no hassle with better coverage than other insurers. I would definitely recommend No Worries Insurance.  A complete very competitive cover including overseas and local use. I do not believe there is a better bike cover in the market. Great peace of mind."

100% Australian Owned & Operated

What else would you expect from NoWorries! We’re really proud to be 100% Aussie owned and operated.  Our call centre is based in Sydney and our team of bike insurance specialists are on hand to help you with you bicycle insurance needs.

Product Disclosure Statement

Product Disclosure Statement

Download / Print

Download or print our NoWorries Bike Cover Product Disclosure Statement using the link above.

Important Security Requirements

When your bicycle is unattended, you must ensure that your Bicycle is securely locked in either:
• A fully enclosed building or out building with walls and a roof, or
• Securely locked to an immovable object through the frame using an approved lock.

When your bicycle is being transported or stored in a motor vehicle it must be:
• Left in an enclosed motor vehicle boot, securely locked and not accessible by breaking any window or partition

• If your bicycle is stored inside a motor vehicle and is visible from outside the motor vehicle it must be locked to a permanent fixture with in the motor vehicle (e.g. a door handle).

Important Information: Waiting Period on Used Bicycles

For any bicycle that is first insured with us more than 30 days from the date of the original new purchase this insurance is subject to a 30 day waiting period from the date the policy commences.

Important Information: Waiting Period for cover outside of Australia

We will only extend cover outside of Australia if the bicycle you are taking overseas has been insured with us for a minimum of 90 consecutive days prior to your overseas departure.

Additional Excess for Damage caused by Racing

In the event of a claim which is caused whilst racing there is an additional excess of $500 or 10% of the Sum Insured whichever is the lesser.

Additional Excess for Theft or Damage in Transit

In the event of theft of your bicycle or damage caused whilst in transit there is an additional excess of $500 or 10% of the Sum Insured whichever is the lesser.

NoWorries Bike Cover - Approved Locks

An approved lock in our books is any cable, chain or “D” lock secured with either a combination or key locking mechanism with a minimum purchase price of $50 or;

a lock listed in the Approved Lock list.  To view our list of Approved Locks click here.


Having trouble deciding?

Do I need specific Bicycle Insurance?
If you're serious about cycling chances are you will need No Worries Bike Cover. LEARN MORE

What value should I insure my Bicycle?
If your bicycle is under 12 months old then it's replacement value . If it's over 12 months, then current market value.
What optional extras can I choose?
Custom Parts & Accessories your thing - with No Worries Bike Cover we've got you covered. 

Why choose NoWorries Insurance?
Big Savings. Great Cover. Peace of Mind. Insurance that's made for people serious about their cycling.